Planning · 7 minute read
Build Your Monthly Plan
The Plan page gives every expected dollar a purpose while still letting your household use its own terminology.
Choose the month
Use the month controls at the top of the workspace. Today returns you to the current month.
Customize your structure
Choose Add / Manage Categories. Create groups such as Bills & Utilities, Insurance, Everyday, or Sinking Funds, then add specific categories beneath them.
Category menus always show the group heading above its categories so duplicate names—such as Car under Insurance and Transportation—stay clear.
Assign expected dollars
Set the planned amount for each category. The summary shows income, how much is assigned, and what remains ready to assign.
Use tags for a second meaning
A transaction has one budget category but can carry several tags. For car insurance, choose Bills & Utilities → Insurance and add tags such as car, insurance, and recurring. Tags provide cross-category reporting without duplicating the expense.
Continue at Your Own Pace.
Your workspace saves the records you submit, so you can complete the setup a section at a time.
Open My PerfectCents Budget ↗