PerfectCents Help Center
Learn It One Clear Step at a Time.
Friendly, no-screenshot walkthroughs for adding accounts, planning a month, scheduling paychecks and bills, tracking goals, and creating reports.
Walkthroughs for the Whole App
Each guide uses plain language and mirrors the options in the live app.
Get Comfortable With Your Workspace
Sign in, learn the navigation, set up your profile, and understand what stays private.
Add Checking and Savings Accounts
Create cash accounts, store optional identifiers safely, and open each account’s history.
Add and Track a Credit Card
Record an amount owed, review card history, and keep card spending separate from cash.
Add Retirement, Investment, and Crypto Accounts
Keep 401(k), taxable brokerage, and digital-asset balances distinct in reports.
Build Your Monthly Plan
Create groups and categories, assign dollars, and understand what remains available.
Add, Tag, and Split Transactions
Record income and expenses, select the right group, and split one purchase across categories.
Schedule Paychecks, Bills, and Subscriptions
Auto-post inflows and outflows, split deposits, and preserve a posted calendar history.
Create and Adjust Savings Goals
Set a target, change the date, add progress, or record money moved back out.
Read Trends and Export Your Records
Use interactive reports, choose a date range, and create CSV or designed PDF exports.
PerfectCents Never Needs Your Bank Password.
The app is designed for manual budgeting and recordkeeping. Institution URLs are only convenient links; they do not connect an account or retrieve financial data.